We offer honest assessments upfront — if we do not think bankruptcy will help you significantly at this time, we will tell you so.
If, however, you are overwhelmed by long-term, high-interest debt obligations you cannot afford to repay at this time, attorney Winter can help you determine whether Chapter 7 or Chapter 13 bankruptcy is right for you. We understand that contemplating bankruptcy can be frightening and embarrassing. By providing honest assessments in a confidential setting, we seek to help you make informed decisions about how to protect your interests and move forward.
What About My Credit?
What matters most to creditors is that you are an acceptable risk. Sustaining multiple unpaid debts is more likely to hurt your credit-worthiness than taking proactive steps to resolve your debt issues, like filing bankruptcy. While it is true that bankruptcy may initially lower your credit score, ultimately, it can give you a “clean slate” to begin rebuilding a strong credit history.
Take Back Financial Control
Filing bankruptcy can be a viable option for achieving debt relief, but it may not be the best one to address your overall money concerns. Take control and contact The Winter Law Group today to learn more about your options in a free initial consultation with Joel.