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Winter Law Group

Establishing Fault: Sorting Out Liability in California Auto Accidents

California drivers log nearly 341 billion miles in their vehicles each year. With a population of approximately 40 million, 26 million of them are licensed drivers. That averages out to about 13,000 miles per driver each year. During those 341 billion miles on the state’s highways and byways, the chance that you’ll be involved in a collision once, twice, or even three times in your life is better than you think.

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Winter Law Group

When Is The Right Time to File for Bankruptcy?

If you are exploring options for financial relief, you may have considered filing for bankruptcy. According to the American Bankruptcy Institute, an estimated 39 million Americans have filed for bankruptcy at one time or another. Within this tool for debt relief, there are a few different routes you can take. Having an experienced bankruptcy attorney by your side can help.

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Winter Law Group

Three Tips to Gain Better Financial Stability

In the 12 months prior to March 1, 2020, California ranked first in the country for the number of individuals filing Chapter 7 bankruptcy (nearly 35,000) and ranked second for individuals filing Chapter 13 (nearly 12,000). That was before the COVID-19 pandemic shattered the economy.

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Winter Law Group

Living Your Best Life After Bankruptcy

Filing for bankruptcy may be the best — and sometimes, the only — option to get out from under crushing debt. While getting that fresh start may be right for you, it does come with some repercussions, including damage to your credit score that can keep you from getting a mortgage, auto loan, or other types of credit for years.

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Winter Law Group

What are the benefits of using a debt settlement company?

The average household credit card debt in California stands at $10,496, the fourth highest in the nation, while the average mortgage debt in the Golden State has reached a whopping $363,537. Since that time, household and business incomes have both suffered severe fluctuations, while home prices throughout the state have continued their seemingly unending rise.

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Winter Law Group

3 Tips to Help You Avoid Distracted Driving

In 2019, nearly 60% of California drivers surveyed said they had been hit or nearly hit by a driver who was texting or talking on a mobile phone. 51% admitted they had made mistakes while driving and using their phone. Every year in California, distracted drivers cause thousands of accidents, with many resulting in significant injury or death.

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Winter Law Group

Understanding Bankruptcy And Your Credit

Life's financial curveballs can sideline you from paying bills or meeting your other financial needs. If you think bankruptcy is the right step for you, it’s important that you understand how to navigate the bankruptcy process and what you need to do to protect yourself.

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Winter Law Group

How to Delay or Stop Foreclosure

In 2019, there were about 493,066 properties with foreclosure filings, representing 0.36 percent of all housing units in the United States. Due to nonpayment, your mortgage lender can repossess your house legally through foreclosure.

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